How to Perform Telegraphic Transfer?

Important points to note for your Telegraphic Transfer

1. Sender Address and Beneficiary Address
   • Do not enter PO Box for any addresses.
   
2. Beneficiary Account Number
   • Do not enter space or dash in between of account number.
3. IBAN Number
   • IBAN is the account number used for transfer in EUR to an account in European Union countries.
   • IBAN must always start with two alphabets country code prefix in which the account is held, follow by the bank account number (in which the first 2 are check digits).
   • Example Beneficiary Account Number in IBAN Code:
     • Germany, requires prefix of "DE" follow by the bank account number, e.g. DExxxxxxxxxxxxxxxx
     • Netherlands, requires prefix of "NL" follow by the bank account number, e.g. NLxxxxxxxxxxxxxxxx
     • Italy, requires prefix of "IT" follow by the bank account number, e.g. ITxxxxxxxxxxxxxxxxxxxxxxxxx
   
4. Beneficiary Bank BIC / Swift Code
   • It is important to enter the correct Beneficiary Bank Swift Code for transfer to the Beneficiary Bank.
   • Swift Code consists of 8 or 11 alphanumeric characters.
   • Do not enter space in the Beneficiary Bank Swift Code.
   
5. Beneficiary Bank BSB Code
   • It is important to enter the correct Beneficiary Bank BSB Code for transfer to the Australia's Beneficiary Bank in AUD currency.
   • Always start with AU follow by 6-digit BSB Number.
   
6. Beneficiary Bank Sort Code
   • It is important to enter the correct Beneficiary Bank Sort Code for transfer to the United Kingdom's Beneficiary Bank in GBP currency.
   • Always start with SC follow by 6-digit Sort Code Number.
   
7. Beneficiary Bank Fedwire Code
   • It is important to enter the correct Beneficiary Bank Fedwire Code for transfer to the United States' Beneficiary Bank in USD currency.
   • Always start with FW follow by 9-digit Fedwire Routing Number.
   
   • The table below provides sample Bank Code format for each currency:

   Currency	Type of Bank Code	Sample Bank Code
   JPY	Swift Code	SCBLJPJT (for Standard Chartered Bank Tokyo)
   SGD	Swift Code	DBSSSGSG (for Development Bank of Singapore)
   NZD	Swift Code	ANZBNZ22058 (for ANZ Banking Group (NZ) Ltd)
   CAD	Swift Code	CITCCATT (for CITCO Bank Canada)
   USD	Fedwire Code	FW021001033 FW follow by 9 digit Fedwire Routing Number
   AUD	BSB Code	AU013412 AU follow by 6 digit BSB Number
   GBP	Sort Code	SC500000 SC follow by 6 digit Sort Code Number