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Loan/Financing Moratorium

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Type in the Alliance Bank's url address on browser address bar.
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Open Alliance Bank website.
Click on the Latest Information on Loan/Financing Moratorium banner and you will be redirected to this page for Loan/Financing Moratorium Request.

Dear Valued Customers,

Following the recent announcement on 6 May 2020, all Car Loan/Financing (Hire Purchase/Hire Purchase-I) customers who had notified us that they wish to continue paying their monthly instalments with no deferment are not required to take any action.

If you have not notified us of your preference, please choose one of the following 3 options before 15 June 2020:

Option 1 : Choose to pay your instalments as usual.

Option 2 : Enjoy a 6-month moratorium between 1 April and 30 September 2020.

Option 3 : You prefer to explore payment options that may suit you better than options 1 or 2.

If we do not hear from you by 15 June 2020, you will be deemed as having agreed to discontinue with the moratorium programme on your car loan/financing. This also means that you will need to catch up on your April and May 2020 instalments by 30 June 2020 (in addition to your June 2020 instalment).

Product Type

Car Loan/Financing

For further enquiries, please contact our Customer Service at 03-5516 9988 for assistance. Please refer to the FAQ on Moratorium for more information.

Option 1	:	Choose to pay your instalments as usual.
		Your monthly instalments remain the same. However, you will need to catch up on your April and May 2020 instalments by 30 June 2020 (in addition to your June 2020 instalment), if you have not already done so. Provided you make those payments by 30 June 2020, you will not incur any late payment charges nor additional interest/profit.
Option 2	:	Enjoy a 6-month moratorium between 1 April and 30 September 2020.
		You do not have to pay any instalments during these 6 months. Starting 1 October 2020, your monthly instalments will resume at the same amount as before. Because of the deferment, the final payment date of your loan/financing will be extended by 6 months.
Option 3	:	You prefer to explore payment options that may suit you better than options 1 or 2.

Option 1	:	Choose to pay your instalments as usual.
		Your monthly instalments remain the same. However, you will need to catch up on your April and May 2020 instalments by 30 June 2020 (in addition to your June 2020 instalment), if you have not already done so. Provided you make those payments by 30 June 2020, you will not incur any late payment charges nor additional interest/profit.
Option 2	:	Enjoy a 6-month moratorium between 1 April and 30 September 2020.
		You do not have to pay any instalments during these 6 months. During the moratorium, no interest/profit will be charged on the loan/financing outstanding nor the deferred instalments. Additional interest/profit will be charged starting 1 October 2020 on the deferred instalments. This additional interest/profit, will be spread out equally over the remaining instalments of your loan/financing. Because of the deferment, the final payment date of your loan/financing will be extended by 6 months.
Option 3	:	You prefer to explore payment options that may suit you better than options 1 or 2.